As warmer weather arrives and households tackle spring cleaning to-dos, it is the perfect time to bring a simplified approach to your finances and “clean house.” Here are considerations for how to “spring clean” your finances:
Category: Financial Planning
You Are Not Alone
Do the laundry, make dinner, pay the bills, pack the kids lunches, clean the house, walk the dog, feed the cat, 5:00 soccer practice…….
And….. this is the ‘to-do’ list rattling around in your head, even before your alarm goes off at 6:00 AM!
Then your day begins…….
Planning for the Holidays
The holidays can be a magical time of year, filled with the warmth of family and friends and the joy of giving—or receiving—the perfect gift. But if you’re not careful, the holidays can also be a financial drain—leaving bills that linger long after spring has returned.
The SECURE Act: Easier & More Flexible Ways to Save for Retirement
Americans are woefully unprepared for retirement. As survey after survey has shown, the average person is simply not saving enough to provide for a comfortable retirement. That’s why Congress is currently proposing reforms to retirement plan rules.
What is your financial GAME PLAN and who is on your team?”
“An athlete cannot run with money in his pockets. He must run with hope in his heart and dreams in his head.”
—Emil Zatopek, Czechoslovak long-distance runner and Olympian.
How Much Social Security Can You Expect?
One of the first steps in planning for retirement is to get an accurate read on just how much income you can expect to receive from Social Security.
10 Investing Mistakes to Avoid
Who needs a pyramid scheme or a crooked money manager when you can lose money in the stock market all by yourself? If you want to help curb your loss potential, avoid these 10 practices.
Should You Convert to a Roth IRA
Individual retirement accounts (IRAs) come in two flavors: traditional and Roth. With a traditional, contributions are potentially tax deductible and taxes on contributions and earnings are paid when funds are withdrawn in retirement. With a Roth, contributions are made after tax, but withdrawals in retirement are generally tax free.
Bearing the Burden of Student Loan Debt
If you are weighed down by student loan debt, you are not alone. Recent data shows that there are 44.5 million student loan borrowers in the U.S., and they owe a collective $1.5 trillion.
Time to Tidy Up
Spring is right around the corner and thoughts of spring cleaning may be on your mind. Along with sprucing up your home for the upcoming warm weather, it might be even more important to take some time to spruce up your finances.
Time Flies….
Is it just me?? Or does it feel that time goes by faster the older I get? Many of us feel that time passes more quickly as we age… a perception that can lead to anxious thoughts, self-reflection, doubt and sometimes regret. Read More
What’s Your New Year’s Resolution?
With the New Year approaching are you preparing your list of those infamous New Year’s Resolutions? Maybe to eat healthier, be more organized, get control of your finances? If getting your financial house in order is on your list for the New Year, here are some ideas to help you get started: