After months of stress-filled days and busy nights, Ben needed a holiday. He decided to go on a solo trip to the Canary Islands, where he’d do nothing except lay on the sand for an entire week.
Category: Insurance
SmartScripts: Prescriptions Packaged for Convenience and Safety
We can order anything online and have it delivered right to our door. Prescriptions are no different. We are all used to ‘mail order’ getting a 90 day supply, often for lower cost than the pharmacy. These prescriptions typically arrive in large bottles of 90 tablets or capsules. Then the issue is putting them in the ‘weekly’ containers or the struggle to take them timely.
Covering Students at College
Graduations are in full swing and as parents we are all looking toward these kids’ futures. Whether they are heading to Trade schools, colleges, maybe straight to the work force or a discussion of a year off is in play or whatever the ‘next step’ may entail, we—the parents—should also think about these young adults’ health insurance. Read More
Medicare Supplement Plan F—Is it Really “Going Away”?
Medicare Supplement Plan F is one of the most popular supplement plans on the market—and has been for decades. Seniors looking to avoid out-of-pocket costs, including the Part B deductible and excess charges often turn to Plan F for benefits on day one. But if Plan F is so popular, why is it being phased out in 2020? Read More
Enrolling in Medicare… the New Process and Guidelines
I know I have discussed this before, but at the end of 2018 I experienced, again the new guidelines Medicare is now using regarding enrollment.
Silver Sneakers Offers Tuition Assistance
Silver Sneakers is a program that many of the Medicare Advantage plans offer. This additional benefit to the medical and prescription drug coverage offer a basic membership at many locations throughout the US as well as offering FLEX classes within the community or specific cardio, strength and range of motion or circuit training for all levels of ability. It’s an opportunity to workout and meet others that are working toward better health.
Are You Protecting Your Most Important Asset?
If you were asked what your most important asset is what would that be? Your home? Your car? Maybe your retirement savings? Think harder….what allows you to have those ‘things’?
What is the Farm Bureau Health Plan and Is it for Me?
Beginning January 1, 2019, there will be a new health pan option available for individuals, known as the Farm Bureau Health Plan. Here are a few facts about the plan.
Changes in Social Security and Medicare Premiums for 2019
As we ease into October cooler weather, falling leaves and pumpkins, Medicare clients anxiously await the federal government’s decision on Social Security increase, Medicare Part B premium and any additional changes related to these two. How about we dust off the crystal ball and take a look.
Have Wellmark BCBS of Iowa Health Coverage? Did you Know About Blue365?
Wellmark Blue Cross Blue Shield of Iowa covers more Iowans than any other health carrier in the state. If you are covered by Wellmark, did you know they have a health program called Blue365?
Insurance and Young Adults
One of the first articles of the Affordable Care Act in 2010 was allowing young adults to stay on their parents plan until age 26.
Are You Medicare Eligible and Confused about Sign up Dates and Rules? Here are the Basics
I recently had a mechanical engineer who builds bridges in my office. After we discussed Medicare he said, “I build bridges and I STILL don’t understand this stuff.”
Iowa will Allow an Extension for ‘Transitional’ Health Plans through 2019
The Affordable Care Act(ACA) is the law that has set the guidelines for individual and group health insurance benefits since 2010. One of the aspects of the law was that if an individual or group was enrolled in a health insurance plan prior to January 1, 2014, that plan could be kept – as long as there were NO changes to the plan design.
Supplemental Benefit Series, Critical Illness and Cancer Coverage
This is the third and final installment on the supplemental benefit series. The final two benefit designs to be discussed are Critical Illness and Cancer. Read More