College bound, but hopefully not debt bound!!

It’s that time again when the kids head off to school. I hear parents everywhere discussing the cost of college including tuition, books, room and board, not to mention transportation, clothing and entertainment. As these costs continue to escalate, it is more important than ever to plan for these expenses. One way that I know that can help is by setting up a college savings plan called a “529 plan” or qualified tuition program. The one that I am most familiar with is the Iowa College Savings Program that is especially beneficial to Iowa residents. Read More

SmartScripts: Prescriptions Packaged for Convenience and Safety

We can order anything online and have it delivered right to our door. Prescriptions are no different. We are all used to ‘mail order’ getting a 90 day supply, often for lower cost than the pharmacy. These prescriptions typically arrive in large bottles of 90 tablets or capsules. Then the issue is putting them in the ‘weekly’ containers or the struggle to take them timely.

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Are You Growing Your Business Like You Want?

Businesses go through various growth cycles consisting of slow growth, moderate growth, high growth and in some cases decline.  Each growth cycle has its own set of challenges.  In slow growth, there may not be enough cashflow to reinvest in the business.  In high-growth, customer service may suffer.  It is critical to understand what growth cycle your company is currently in as well as be able to predict what cycle is around the corner.  Without understanding these two things you may not achieve the level of growth you want.

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